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What is a Debt Management Plan?

 

A Debt Management Plan is an informal agreement with your creditors to pay back what you owe them.  

 

It designed to help people struggling to pay their debts and payments can be made in more affordable amounts.

 

Key features of a Debt Management Plan

Advantages of a Debt Management Plan

Disadvantages of a Debt Management Plan

How does the Debt Management process work?

What fees are involved in a Debt Management Plan?

Do I qualify for a Debt Management Plan?

Will it affect my credit rating?

Will anyone find out about my Debt Management Plan?

What if I change my mind?